The Six Steps To Buying A Home

Hire a Buyer's Real Estate Agent

  • Educates you about the market.
  • Analyzes your wants and needs.
  • Guides you to homes that fit your criteria.
  • Coordinates the work of other needed professionals.
  • Negotiates on your behalf.
  • Checks and double-checks paperwork and deadlines.
  • Solves any problems that may arise.

Secure Financing

  • Choose a loan officer (or mortgage specialist).
  • Make a loan application and get approved.
  • Determine what you want to pay and select a loan option.
  • Submit to lender and accepted purchase offer contract.
  • Get an appraisal and title commitment.
  • Obtain funding at closing.

Find Your Home

Make An Offer

  • Educates you about the market.
  • Analyzes your wants and needs.
  • Guides you to homes that fit your criteria.
  • Coordinates the work of other needed professionals.
  • Negotiates on your behalf.
  • Checks and double-checks paperwork and deadlines.
  • Solves any problems that may arise.

Perform Due Diligence

  • Unlike most major purchases, once you buy a home, you can’t return it if something breaks or doesn’t quite work like it’s supposed to. That’s why home owners insurance and property inspections are so important.

Close

  • Stay in control of your finances.
  • Return all phones calls and paperwork promptly.
  • Communicate with your agent at least once a week.
  • Several days before closing, confirm with your agent that all your documentation is in place and in order.
  • Obtain certified funds for closing.
  • Conduct a final walk-through.

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